Please be sure to ask us about insurability of additional crops and eligibility of crop insurance for a specific commodity by state and county. All fact sheets linked are for informational purposes only, please contact us for further information.

Coverage Levels and Premium Subsidies

Coverage levels range from 50 to 85 percent of your approved yield. Crop insurance premiums are subsidized, as shown in the following table. For example, if you choose the 65-percent coverage level, your premium share would be 41 percent of the base premium.

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your approved yield and 55 percent of the price election. CAT is 100 percent subsidized with no premium cost to you. There is, as of 2020, an administrative fee of $655 per crop per county, regardless of the acreage.

This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. Contact a crop insurance agent for further information and an evaluation of your risk management needs.

The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities based on race, color, national origin, age, disability, and, where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at (202) 720-2600 (voice and TDD).

To file a complaint of discrimination, complete, sign, and mail a program discrimination complaint form (available at any USDA office location or online at to the United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW., Washington, DC 20250-9410. Or call toll-free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office, or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay Service at (800) 877-8339 or (800) 845-6136.